In the past week I have heard something multiple times. First from a friend and another in a comment on someone else's blog. It's the idea that to self publish you have to spend a lot of money.
That's not entirely true.
Yes, you can spend a couple thousand dollars to get your story self published, but you can also only spend a few hundred. To publish Being Human, I spend under $500. I found a cover artist that did an amazing job at a low cost. I formatted myself because it's really not that hard. Tedious and time consuming, but not that hard if you can follow directions. For editing, I had a bunch of writers read through it and critique it. In my research, that's the part that really drives up the price. Hiring an editor can cost $500 and up. I didn't have that kind of money so I utilized beta readers. What editing service I did pay for was proofreading. I am hopeless with it comes to comma usage and knew I'd need help, but didn't have any friends who knew where to put the commas. Most editing services break their services down so if you just want proofreading, you can get it for a lower cost.
So, yes, you can spend a bit of cash getting your book ready to be published, but if you shop around and dig deep enough, you might find a way to save some cash for the same results. Also, don't rule out learning how to do things yourself. A lot of people say you shouldn't self edit, but if you understand the rules, don't be shy to give it a shot. You may be better than you thought and if you're worried you're not, then go ahead and hire someone to double check your work.